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Finance Solutions with IMPACT

At Impact Mortgage Brokers, our mission is to simplify the home loan journey by delivering clear, honest, and personalised solutions that make a real difference. We are committed to creating meaningful impact through integrity, innovation, and client-first service—empowering individuals, supporting communities, and helping every client move forward with confidence.

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About us

At Impact Mortgage Brokers, we’re more than just loan specialists—we’re your trusted partners in one of life’s biggest financial decisions. Whether you’re buying your first home, refinancing, or growing your property portfolio, we’re here to make the process streamlined, transparent, and tailored to your goals.

We combine deep industry knowledge with a client-first approach to deliver real solutions with lasting impact. From your first conversation with us, you’ll experience honest advice, clear communication, and personalised support every step of the way.

We’re committed to helping everyday Australians move forward with confidence—because at Impact, it’s not just about finance, it’s about your future.

Impact Mortgage Brokers is an Authorised Credit Representative (506118) of Connective Credit Services ACL 389328

Services we provide

We offer a wide range of finance solutions tailored to suit your individual needs. Whether you're buying your first home, investing in property, refinancing, or looking for commercial or car finance, we’re here to guide you every step of the way. Explore our services below to see how we can help you reach your financial goals with confidence.

Home Loans

Investment Loans

Business and Equipment Finance

And much more!

Ready to get started?

Ready to get started?

Privacy Statement Call us on 0435 474 498

Meet our team

Our team is passionate about helping clients achieve their financial goals and brings deep knowledge and experience to deliver comprehensive solutions.

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Scott Howell

Scott Howell is a Credit Representative (485157) authorised under Australian Credit Licence Number 389328

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Adam Healey

Adam Healey is a Credit Representative  (524618) authorised under Australian Credit Licence Number 389328

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Gerard Francis

Gerard Francis is a Credit Representative  (538930) authorised under Australian Credit Licence Number 389328

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Lachie Beech

Lachlan Beech is a Credit Representative  (570075) authorised under Australian Credit Licence Number 389328

From our clients

Our clients' success stories speak volumes about the quality of service we provide. Read what our satisfied customers have to say about their experiences with Impact Mortgage Brokers.

This testimonial was given by our customers. They are individual experiences of our customer that has used our service. However, they are individual results and results and outcomes may vary. We do not claim they are typical results that consumers will generally achieve. Impact Mortgage Brokers cannot and does not guarantee results. Your full financial situation would need to be reviewed prior to acceptance of any offer or product.

"Scott Howell has been very professional and helpful to deal with. He made the process to refinance very easy , and found the right financial institution to go with after showing me a comparison between few lenders. I would recommend Scott to all my family and friends for their financial needs"

Cherif Iskandar

Impact Mortgage Brokers Client

"Scott did an extraordinary job getting us over the line . With great communication , dedication and professionalism Scott helped us lock in our dream home. Forever greatful my family thanks you"

Lyle Pirie

Impact Mortgage Brokers Client

"Our tour business required an upgrade of vehicle, at the end of a previous Finance plan. Scott was not only able to save us $6000 on the delivery cost of a brand new vehicle, he made the whole Finance Loan process easy. We were offered several options for the duration and balloon at the end of the period, allowing us to choose the best outcome for our circumstances. As a self-employed person, financial institutions are generally not great to deal with, so to go through Scott was both timely and convenient. I will be using his services again."

Anthony Grace

Impact Mortgage Brokers Client

Frequently Asked Questions

To help you feel confident and informed, we’ve answered some of the most common questions clients ask when working with a broker.

Brokers have access to multiple lenders and products, often including ones not available directly to the public. They potentially save you time, potentially secure more competitive rates, and guide you through the application process.

Your broker will check in periodically to ensure your loan remains competitive and can help with refinancing in the future if needed.

Yes — brokers can connect you with lenders that offer flexible options for people without standard PAYG income.

Contact Us

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Address

126 Long View Rd, Croydon South VIC 3136, Australia

Phone

0435474498

Email

scott@impactmortgagebrokers.com.au

Operating Hours

Monday: 8am-9pm
Tuesday: 8am-9pm
Wednesday: 8am-9pm
Thursday: 8am-9pm
Friday: 8am-4pm
Saturday: 8am-4pm
Sunday: Closed

 

Credit Representative 506118 is authorised under Australian Credit Licence 389328

 

This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.

Showmikki Investments Pty Ltd trading as Impact Mortgage Brokers ACN 79 178 278 091